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$87 Of Robux In 48 Hours: How A Single Dad Made Sundays The Day His Kid Learned About Money

how to teach kids about money

DeShawn Pierce watched his eleven-year-old, Jordan, burn through $87 of birthday money on Robux in two days – then ask for $20 more on Saturday. That was the moment he went looking for how to teach kids about money, and found it took twelve quiet Sunday mornings, not a lecture.

He is 36, a single dad and letter carrier in Birmingham. Jordan is a good kid – he had just never been shown the simple money math DeShawn’s own mother used to teach. There was no bad behaviour to fix; there was a lesson nobody had ever sat down and given him.

What changed it was not a strict talk or a chore chart. It was a short setup that turned into a twelve-week plan – three jars on the kitchen table, one small money chat each Sunday, and a theme for every week. Here is the order he did it in.

Why “just tell them money does not grow on trees” never works

Lectures about money slide right off a kid, because a child does not learn from a warning – they learn from doing. Telling Jordan to “be careful with money” meant nothing until he could see it, split it, and feel the trade-off in his own hands. The gap was never attitude; it was a system he had never been given.

age 7
is when core money habits are largely set – the early chats matter most (Cambridge University study)
~1 in 3
parents say they feel unprepared to teach their kids about money (T. Rowe Price survey)
#1
place kids learn money is home, not school – a short weekly habit beats a one-time talk

The reassuring part: you do not need to be a finance expert or wait for the schools to teach it. A few minutes a week, made concrete with jars a child can actually touch, does more than any lecture. That is exactly what a guided plan gives a busy parent.

Expert tips:
Kids do not absorb money from a speech – they absorb it from a repeated, hands-on ritual. Give the lesson a fixed time, make it physical with SAVE / SPEND / SHARE jars, and keep each session short. Kids Financial Literacy Course turns a few answers about your child’s age into a 12-week Sunday plan, the jar system, and the exact words to use each week – so a busy parent always knows what to say next.

DeShawn was not a bad parent, and Jordan was not a spoiled kid. There was simply no ritual in place – no time, no tools, no words – for the one thing school never taught either of them.

Like a lot of parents, DeShawn did not need a parenting lecture. He needed a plan he could actually run on a Sunday morning between laundry and lunch – one that told him what to say.

What DeShawn tried first – and why none of it stuck

Before the plan that worked, he tried the usual things:

Saying no and hoping it landed

“We are not buying more Robux” ended the moment, not the pattern. A refusal teaches nothing about why – so the next Saturday, the ask came right back.

Downloading a kids money app

Another screen, quietly ignored within a week. An app cannot replace a parent at the table – and Jordan already had plenty of screens.

Meaning to have “the talk” someday

The one big money talk never happened – because it is not one talk. Without a set time and a script, “later” quietly became never.

Every approach was either a one-off or hands-off. None did the thing that actually teaches a kid: a short, repeated, hands-on ritual at a fixed time, with words a parent can lean on.

I did not need to become a finance teacher. I needed a set time, three jars, and to know what to say – the rest Jordan figured out himself.

The 4 things the Course built for DeShawn and Jordan

He answered a few quick questions – Jordan’s age, what set him off (that Robux weekend), and how much time they had. Minutes later he had four things, built for a busy Sunday:

KIDS FINANCIAL LITERACY COURSE · 4 OUTPUTS FOR DESHAWN
15 MINUTES A SUNDAY
Inputs: age 11 · trigger: impulse spending · ~15 min/week
4
🗓 12-WEEK PLAN
one theme a Sunday

Output 1 · A 12-week Sunday plan

Twelve short sessions, one money theme each – earning, saving, wants vs needs – sized for a fifteen-minute chat, not a lecture

🫙 3 JARS
money he can touch

Output 2 · The SAVE / SPEND / SHARE system

Three jars that make an abstract idea physical – Jordan splits real coins and feels the trade-off instead of hearing about it

💬 SCRIPTS
what to say

Output 3 · Age-right money chats

The exact words for each week, matched to an eleven-year-old – so DeShawn never sat down wondering how to start

🧾 PARENT PREP
two minutes

Output 4 · A two-minute parent prep

A quick card each week – the point, the activity, one question to ask – so a tired parent could run it cold and still nail it

It did not hand me a lecture to read. It gave me a theme, three jars, and one good question – and Jordan did the rest of the thinking out loud.

Week one was tiny on purpose: set up the three jars and split one week’s allowance. No speeches. Jordan decided how much went where, and for the first time he was the one doing the math.

From $87 gone in 48 hours to saving on his own: 12 Sundays

The plan ran fifteen minutes a Sunday – a theme, the jars, one question. Small week after small week, the habit took.

how to teach kids about money at home

The three jars on Jordan’s kitchen table

🫙 SAVE ★ the one that changed everything

Money set aside for something bigger – Jordan chose a portable basketball hoop and watched the jar climb toward it.

💵 SPEND

His to enjoy, guilt-free – but now a visible, finite amount, so a Robux impulse met a limit he could see.

🎁 SHARE

A little for someone else – the jar that quietly taught generosity alongside the math.

By week twelve the change was real: Jordan had saved $42 toward his own hoop, started asking before he bought, and could explain where his money went. Not a transformed kid – just one who finally had the tools.

kids money lessons that stick

The best part was not the $42. It was Jordan pausing at the checkout, on his own, and doing the math out loud. That is what the Sundays really bought – not a saved-up total, but a habit that will outlast the jars.

Why “kids are just bad with money” is a myth

There is a reason so many kids seem careless with money. It is not character – it is that money is abstract to a child until you make it physical and repeat it. A number on a screen means nothing; coins in a jar they chose, split by their own hands, week after week, means everything. Give a kid the system and the ritual, and “bad with money” turns into “actually gets it” fast.

Option
Cost
Effort
A plan + the words each week
A kids money app
$5–10/mo
Another screen
Ignored in a week; no parent chat
A kids money book
$12–20
You improvise
Good ideas, no week-by-week plan
Winging “the talk”
Free
Never happens
No time, no script, no follow-through
Kids Financial Literacy Course
$19
15 min/week
✓ 12-week plan + jars + scripts

An app or a book can help, but neither hands a busy parent a week-by-week plan with the exact words and a hands-on activity. That gap – between “I should teach him about money” and “here is this Sunday’s theme and question” – is the whole point.

🤔

I am not good with money myself – can I still teach my kid?

That is exactly who it is built for. You do not need to be an expert – the plan gives you the theme, the activity and the words each week, so you learn right alongside your child. DeShawn was figuring out his own money too; the jars and scripts carried them both.

What other parents did with the same plan

DeShawn’s story is common: caring parents, willing kids, one missing ritual – until the plan gave them a Sunday and a script.

how to teach kids about money success story
★★★★★

“My nine-year-old used to want everything at the store. Three weeks in with the jars, she started asking which jar it would come from. She talks about her own money now, not just wanting things.

Maria Vargas · hospital admin, Houston TX

teaching kids about money at home story
★★★★★

“Twin boys, eight and ten, and I never knew where to start. The weekly card gave me the words. Now they argue about which jar gets the bigger share – in a good way.

Greg Halberg · contractor, Madison WI

ALSO INCLUDED

Beyond the 12 Sundays, Kids Financial Literacy Course includes printable jar labels, an allowance-and-chore chart, and age bands so the same plan grows with your child – from first coins to a first debit card.

Different ages, different kids, the same first move: stop waiting for the perfect talk, set a weekly time, and make the money real with jars they can touch.

How to teach kids about money: the 5-step playbook

If the money talk keeps not happening, here is the order that changes it – the same one the Course walks you through:

1

Pick a fixed weekly time

Sunday morning, ten to fifteen minutes. A set time is what turns “someday” into a habit a kid comes to expect.

2

Make it physical with three jars

SAVE, SPEND, SHARE. A child learns from splitting real coins by hand far faster than from any screen or speech.

3

Let the child make the call

They decide how to split it. The lesson sticks when it is their choice and their trade-off, not your rule.

4

Use one theme and one question

Keep each week to a single idea and a single good question. Short and consistent beats long and rare, every time.

5

Let a goal do the teaching

A thing they want to save for – a hoop, a game – makes the SAVE jar mean something and turns patience into a visible win.

DeShawn did not become a finance teacher or crack down. He set a Sunday time, put out three jars, and let Jordan make the calls – and twelve weeks later his son was doing the math on his own. That ritual is open to any parent who has been meaning to have the talk.


That is the whole idea: kids are not bad with money – they just need it made real and repeated. Set a time, put out the jars, let them choose, and the habit builds itself.

Learn how to teach kids about money – the same 12-week Sunday plan DeShawn used to turn an $87 Robux weekend into a son who saves on his own.

START MY 12-WEEK SUNDAY PLAN

*Individual results may vary.

FAQ

How do I start teaching my kid about money?

Pick a fixed weekly time, make it hands-on with three jars, and keep each session to one theme and one question. Short and repeated beats one big talk. Kids Financial Literacy Course turns your child’s age into a 12-week Sunday plan, the jar system and the exact words to use each week.

What age should I start?

Earlier than most parents think – core money habits are largely set by around age seven, so simple, concrete lessons help even young kids. The plan adapts the language to your child’s age. The course includes age bands from first coins onward.

What is the SAVE / SPEND / SHARE jar system?

Three jars labelled SAVE, SPEND and SHARE. A child divides real money between them, which makes an abstract idea physical – they feel the trade-off instead of hearing about it. The course gives you printable labels and a weekly routine to run it.

What if I am not good with money myself?

Then this is perfect for you – the plan hands you the theme, the activity and the words each week, so you learn beside your child. You do not need to be an expert to run a fifteen-minute session. The course does the teaching for both of you.

How much time does it take?

About fifteen minutes a week for twelve weeks. That is the whole commitment – short enough to keep, long enough to build a habit. The plan keeps each Sunday small on purpose.

Does an app not do the same thing?

Not quite – an app is another screen a kid tunes out, and it replaces the parent chat that actually does the teaching. The jars and the weekly talk keep it human and hands-on. The course is built around you and your child, not a device.
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By Addison Mitchell
With a background in advertising and PR, Adisson has a sharp eye for what makes a story land and how people actually make decisions. She specializes in turning real customer experiences into articles that show readers what's possible when they find the right tool at the right time.
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