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Best Cash Back Apps: Maximize Your Savings With Top Picks

By Daniel B.

Main image for an article about best cash back apps

When it comes to saving money, cash back apps have become a popular and convenient tool. Whether you’re shopping for groceries, clothes, or even booking a flight, these apps let you earn a little something back on your purchases. If you’re wondering which apps can help you make the most of your spending, you’re in the right place.

In this article, we’ll cover the best cash back apps of 2025, explain how they work, and give you tips to help you earn as much as possible.

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What are cash back apps and how do they work?

Cash back apps are tools that reward you with money or points for purchases you make. It’s like getting a little bonus just for shopping, and the best part? You don’t need to change your shopping habits. These apps work by partnering with stores and offering you a percentage of your purchase back when you buy through them.

Some apps give you cash directly, while others give you points that can be exchanged for rewards like gift cards or PayPal payments.

Basically, you can shop as usual, but with the bonus of earning some of that money back!

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Features to look for in the best cash back apps

Not all cash back apps are created equal. When choosing which ones to download and use, there are a few key features you should consider.

User-friendliness:

  • The app should be easy to use and navigate. No one wants to deal with a confusing interface when trying to earn cash back!
  • Look for apps with clear instructions and simple navigation, making it easy to find offers and redeem rewards.

Partnered retailers and offers:

  • The best cash back apps will work with a wide range of retailers, including big names like Amazon, Walmart, and Target, as well as smaller, niche stores.
  • Pay attention to the type of offers each app has. Some apps give you a fixed cash back percentage, while others offer bonus deals or rotating categories.

Redemption options:

  • Check how you can redeem your earnings. Do you get cash directly to your PayPal account, or do you need to redeem points for gift cards?
  • Ideally, you want an app that offers multiple ways to redeem your rewards, like PayPal, bank transfers, or store gift cards.

Referral bonuses and extra rewards:

  • Many apps offer additional cash back or rewards for referring friends or completing specific tasks. These bonuses can add up fast!
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Top cash back apps to try in 2025

Now that you know what to look for, let’s dive into the best cash back apps available today. Whether you’re into online shopping, grocery runs, or just looking for passive ways to earn cash, there’s an app for you.

1. Rakuten (Formerly Ebates)

  • Overview: Rakuten is one of the most popular cash back apps around, and for good reason. It offers cash back on purchases at thousands of stores, from big retailers like Best Buy to niche online stores.
  • Key features:
    • Earn up to 40% cash back at select stores.
    • No minimum payout threshold.
    • Get paid quarterly by check or PayPal.
  • How it works: Simply shop through Rakuten’s website or app, and your cash back will be credited to your account. The best part? You can earn extra rewards during special promotions!

2. Ibotta

  • Overview: Ibotta is ideal for those who love shopping for groceries. It offers cash back on grocery items as well as apparel, electronics, and more.
  • Key features:
    • Cash back on grocery store purchases.
    • Scan receipts or link store cards.
    • Extra rewards for completing certain tasks or bonus categories.
  • How it works: After shopping, simply take a picture of your receipt or link your store loyalty card to get the cash back credited to your account. You can withdraw the cash through PayPal or redeem it for gift cards.

3. Dosh

  • Overview: Dosh offers automatic cash back without needing to scan receipts or enter promo codes. It works with a variety of restaurants, hotels, and online retailers.
  • Key features:
    • No need to scan receipts or clip coupons.
    • Instant cash back deposited to your account.
    • Works with both online and in-person purchases.
  • How it works: Simply link your debit or credit card to the app. When you shop at participating stores or use the card at eligible locations, you earn cash back automatically.

4. Shopkick

  • Overview: Shopkick is a fun app that rewards you for shopping, scanning items in stores, and even just walking into participating retailers.
  • Key features:
    • Earn “kicks” for shopping, scanning barcodes, or visiting stores.
    • Redeem kicks for gift cards to popular retailers like Amazon or Target.
  • How it works: You can collect kicks from scanning barcodes of items you’re considering buying or simply for walking into stores. Once you’ve earned enough kicks, redeem them for gift cards.

5. Swagbucks

  • Overview: Swagbucks offers a broad range of ways to earn money, including online shopping, taking surveys, and watching videos.
  • Key features:
    • Earn points (called Swagbucks or SB) for shopping, surveys, and other activities.
    • Redeem SB for PayPal cash or gift cards.
    • Variety of ways to earn, not just shopping.
  • How it works: For every eligible purchase, you earn SB points that you can later redeem for PayPal cash or gift cards. Plus, you can earn points through other non-shopping activities.

6. Fetch Rewards

  • Overview: Fetch Rewards is another excellent app for earning cash back on grocery shopping. It’s especially popular for scanning receipts from grocery stores.
  • Key features:
    • Scan receipts from any grocery store for instant rewards.
    • Earn points that can be redeemed for gift cards.
    • Special bonuses and promotions for select items.
  • How it works: After making a purchase, take a picture of your receipt and upload it to Fetch Rewards to earn points. Points can be used to get gift cards to a variety of retailers.
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How to maximize your earnings with cash back apps

While cash back apps can help you save money, there are a few strategies to make the most of them.

Stack offers:

  • Take advantage of both the cash back app and any coupons or store promotions. You can often stack deals, meaning you’ll earn cash back on top of discount codes.

Referral bonuses:

  • Many apps offer bonus cash when you refer friends or family members. These can quickly add up, so don’t hesitate to spread the word about your favorite apps.

Use multiple apps:

  • Don’t limit yourself to just one app. Use different apps for different stores to maximize your earnings.
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Common pitfalls to avoid with cash back apps

While cash back apps are great, there are a few pitfalls to watch out for.

Limited redemption options:

  • Some apps only let you redeem points for gift cards, which might not be ideal for everyone. Make sure the app offers a redemption option that works for you.

Low earnings on some purchases:

  • Not all purchases will earn significant cash back. Be aware of low-reward offers, and always compare rates before making a purchase.

Expiring rewards:

  • Keep an eye on the expiration dates for your cash back or rewards. Some apps have a limited time frame for when you can redeem your points.
Dreaming of starting your own business but don’t know where to begin?
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Conclusion: which cash back app is right for you?

Now that you know about the top cash back apps in 2025, it’s time to decide which one fits your shopping habits best. Whether you’re looking for automatic cash back with Dosh, groceries with Ibotta, or the fun of earning kicks with Shopkick, there’s an app for everyone. The key is to pick a few, try them out, and start earning rewards on your regular purchases.

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Start your business the smart way with dropshipping

Looking to launch your own business without the hefty startup costs and the headache of managing inventory? Dropshipping might just be the perfect solution. This straightforward business model allows you to sell products without keeping stock on hand. When a customer places an order, your supplier takes care of shipping it directly to them. This means you can run an online store with much less hassle compared to traditional retail.

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Why dropshipping could be right for you

Dropshipping has many benefits that make it a great choice for new entrepreneurs. Here’s why it could be the ideal option:

No inventory management – You don’t need to worry about storing, packing, or shipping products—the supplier handles everything.

Low initial costs – You don’t need to buy inventory upfront, making it an affordable way to get started.

Work from anywhere – All you need is a laptop and an internet connection to manage your store.

Diverse product range – You can list various products without needing a big initial investment.

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Things to keep in mind before getting started

While dropshipping makes it easy to begin, there are some challenges to consider:

⚠️ High competition – Because it’s easy to start, many others are jumping in too. A solid marketing plan is essential.

⚠️ Limited control over branding – Since suppliers handle the shipping, you won’t have full control over how products are packaged or branded.

⚠️ Dependence on suppliers – Issues with supplier delays or product quality can affect your business.

How AliDropship makes dropshipping easier

Ready to start your dropshipping journey? AliDropship streamlines the process, providing all the tools you need to build, manage, and grow your online store effortlessly.

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Why AliDropship is your best choice for dropshipping

🚀 Pre-made stores – Pick a ready-made store in a popular niche or get a custom store built to suit your needs.

🚀 AliExpress integration – Easily import products while keeping stock, prices, and tracking up-to-date automatically.

🚀 Time-saving automation – Manage orders, pricing, and stock with minimal effort.

🚀 Expert support – Get access to guides, tutorials, and expert advice whenever you need it.

Dreaming of starting your own business but don’t know where to begin?
Grab this handy checklist and start step-by-step!

What sets AliDropship apart

🔹 Scalable for any business – Whether you’re just getting started or planning to scale, AliDropship grows with you.

🔹 Clear pricing – No hidden fees, so you always know exactly what you’re paying for.

🔹 Proven results – Thousands of entrepreneurs have built profitable businesses with AliDropship.

Dropshipping offers a low-risk and affordable way to start your business, and with AliDropship, you’ll have everything you need to succeed. With automation, pre-made stores, and expert support, launching and growing your store has never been easier. Whether you’re starting your first store or scaling up, AliDropship is here to help you thrive.

FAQ
What is the best cash back app for grocery shopping?
Ibotta and Fetch Rewards are both great options for earning cash back on groceries.
How can I earn the most with cash back apps?
Stack offers, refer friends, and use multiple apps to maximize your savings.
Are cash back apps free to use?
Yes, most cash back apps are free to download and use.
Can I use multiple cash back apps at the same time?
Yes, you can use different apps to earn cash back on different purchases.
How do I redeem my rewards?
Rewards can typically be redeemed for PayPal cash, gift cards, or direct bank transfers depending on the app.
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By Daniel B.
Content Creator, has a talent for storytelling and making content that relates with people. With expertise in SEO and social media, he specializes in helping companies connect with their target audience through innovative and creative strategies.
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